Zorgtoeslag
Health-insurance allowance
Up to €154/month towards your health-insurance premium — a top-up that many low- and middle-income households fail to claim.
Start application →Zorgtoeslag (healthcare allowance) is a top-up from the Belastingdienst Toeslagen (Tax Administration Allowances Office) for people on low or middle incomes who pay their own Dutch health insurance. In 2025 over 4.8 million households received zorgtoeslag — a significant share of eligible people don't apply, often because they don't realise they qualify. Applications go through Mijn Toeslagen at belastingdienst.nl with DigiD. The allowance is paid monthly in advance and reconciled at year-end against your actual income — any over-payment must be repaid.
Eligibility
You qualify for zorgtoeslag if:
- you are 18 or older
- you have Dutch health insurance
- your income is below the threshold (~€38,520 for singles, ~€48,620 for allowance partners in 2024)
- your assets on 1 January are below the asset limit (~€140,213 single, ~€177,301 with partner)
- you have Dutch nationality or a valid residence permit
€ 129 − 0.0 % phase-out = € 129 per month
- Maximum allowance € 129 / month
- Income limit € 40.857 / year
- Per year € 1.548
Live calculation 2026 — free, no signup
Source: Belastingdienst — Toeslagen, Zorgtoeslag 2026 (Dutch)